Rapid Roof Repair is a Veteran owned and operated roofing company offering a variety of roofing services to meet the growing needs of DFW

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Attic Insulation Removal & Replacement

Insulation Heating and cooling costs can account for approximately 50-70 percent of the energy used in an average home which means that losing the heated or cooled air in your home is a big energy waste. Adding insulation to your attic will help lower your energy...

Storm Damage Claims

We Can Help With Your Roofing Insurance Claim Having "a roof over your head" implies safety. Even though its extremely rare to have a collapse, or something extreme, however if you  let in the elements in, thats another story altogether. If it starts raining in your...

Rapid Roof Repair Inspection Tips

4 tips on doing a roof inspection No matter if you are buying a home or have been living in your property for years, there may come a time when a roof inspection is necessary. Your roof is exposed to all weather elements, it is the first line of defense for protecting...

Rapid Roof Repair Inspection

Rapid Roof Repair Inspection A simple inspection by a home-owner is no substitute for regular roof inspection inspection by a professional. It is, however, a great way to make sure you call a professional before the health of your roof declines to the point where a...

How to spot a leak

How to spot a roof leak how to spot roof leaks on your home Spotting a roof leak early on could prevent more extensive and costlier repairs like water damage to your ceiling and mold growth in your insulation. However, finding the roof leak's point of origin may prove...

Animal Damage Repair

Animal Damage Repair

ANIMAL DAMAGE REPAIR   Our sister company is the expert in the metroplex when it comes to Animal Removal & Repair, Rapid Rodent Removal not only removes but excludes animals that were entering a structure (home, office, commercial building) - specialized construction...

Roof and Attic Ventilation

Some homeowners believe that attic ventilation is overrated. Of course, we believe they are wrong. Even though you may not spend any time in your attic, it is part of your home nonetheless. For this reason, it is essential that you keep it in good condition. One of...

Residential Roof Repair Cost

Residential Roof Repair Cost People often ask us: “why do roof systems cost so much?  I mean really, it is just a bunch of guys up on a roof nailing in cheap shingles, isn’t it?” The answer is… you get what you pay for.  If you hire a few guys to rip off and then...

Water Damage As A Result of Wind Damage

Water Damage As A Result of Wind Damage Storms can cause major damage to homes.  But for those who think that it is the rain, ice or snow that causes the damage, you stand corrected.  In fact, it is the wind that wreaks the most havoc on our...

Taking Care of Your Roof during Summer

No matter what region you live in, summer time is the best time to do your home improvement and maintenance projects and generally taking care of your home. Just before the temperature starts to dip, a responsible property owner will do all that he can to fix what...

Finding out that your roof needs to be replaced or repaired can be troubling for many homeowners. Dealing with insurance claims, talking to adjusters and making sure you get reimbursed for all covered damages is a daunting process. Many homeowners are simply unsure about how to file a claim, where the process can be problematic, what types of documentation they need, or what to expect.

To a home insurance company, the roof is the most important part of your house. It’s the gateway to far greater damage claims once it’s damaged. In more than 90 percent of hail or high-wind claims, there is a payout relative to the roof cover, according to the Insurance Institute for Business and Home Safety. Insurance companies review roofing claims very carefully and they expect you to provide proper documentation and other information in order to process your claim.

Find Out What Your Policy Covers

The easiest way to know what’s covered or what’s not, is to contact your insurance provider.

Some policies take the age of your roof into account at the time it is damaged. For example, if your roof is less than 10 years old, you may be covered for the full cost of repairing or replacing the damaged section of your roof at the time of the claim. If your roof is more than 10 years old, you may only be reimbursed for the depreciated value of the damaged roof. The depreciated value takes the aging and wearing of your roof into account, meaning its value has decreased prior to any damage occurring.

Some policies will only offer roof damage coverage up to the depreciated value, regardless of the age of your roof. Other policies will cover the full cost of repairing or replacing the damaged section of your roof at the time of the claim, regardless of the age of your roof. In most cases, your insurance company will send an inspector to your home to investigate and verify your claim. If the damage is determined to be from aging, wear and tear, or poor condition of your roof, it will typically be considered normal maintenance, and will not be covered under your policy.

Provide Documentation for Your Claim

To ease the experience of the claims process and to help you receive proper settlement for your loss, take a set of “before” photos of your roof and exterior property. Update the photos whenever you have maintenance or repairs done. After damage occurs, take a set of “after” photos. Document and record the damage as well as any estimates, invoices and bills you receive. Having all of this information on file will help ensure a smooth and hassle-free claims process.

When you call your insurance company, have a few things handy:

  1. Policy number
  2. Date of loss
  3. Type of loss
  4. Copy of your policy

Choose a Contractor with Insurance Expertise

Before you can get work done on your roof that will be covered by insurance, you will need to get an estimate from a professional roofing contractor.  In most cases, you can use the roofing company of your choice. Your roofing contractor should be able to help you navigate your way through the roof insurance claims process. Some roofing companies employ Certified Public Adjusters who will deal with your insurance company on your behalf. Look for contractors with extensive experience in providing roof estimates for insurance claims and helping clients navigate the process of getting their roof repair or replacement covered by their insurance company.

The most important thing to remember is that, if you suspect your roof has been damaged, you shouldn’t wait to get it inspected by a roofer. Find out the extent of the damage as soon as possible. This will help expedite the process and also help you avoid further damages that might not be covered under your policy.

The Texas Department of Insurance recommends that your roofing contractor be present when your insurance adjustor arrives to inspect your home and roof. Insurance adjusters are often extremely busy after a major weather event, and may inadvertently miss or overlook an important aspect of your Claim